Privacy Policy

FactsWhat Does Spotloan Do With Your Personal
Information?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and checking account information
  • transaction history and income
  • credit history and account balances
How?All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Spotloan chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes Spotloan share?Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes –
to offer our products and services to you
YesNo
For joint marketing with other
financial companies
YesNo
For our affiliates’ everyday business
purposes –
information about your transactions and experiences
YesNo
For our affiliates' everyday business
purposes –
information about your creditworthiness
YesNo
For our affiliates to market to youYesNo
For nonaffiliates to market to youYesNo
To limit our sharing
  • Call (888) 681-6811, and our menu will prompt you through your choices; or
  • Visit us online: https://www.spotloan.com

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?Call (888) 681-6811 or go to https://www.spotloan.com
Who are we
Who is providing this notice?Spotloan, Inc.
What we do
How does Spotloan protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Spotloan collect my personal information?We collect your personal information, for example, when you
  • apply for a loan
  • provide account information or give us your contact information
  • give us your income information

We also collect your personal information from others, such as credit bureaus, affiliates, and/or other companies.

Why can’t I limit all sharing?Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market you
  • sharing for nonaffiliates to market you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?Your choices will apply to everyone on your account.
Definitions
NonaffiliatesCompanies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with can include lenders; banks; and marketing, collections, and other loan-related service providers.
Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners can include lenders; banks; and other loan-related service providers.
Other important information
N/A