How to Make Your Home More Energy Efficient in the Summer
In today’s technology-driven age, it’s becoming increasingly easy to find ways to live more efficiently. We have apps that track our steps and make sure we get enough exercise. Other apps remind us to stretch and drink water, and others still alert us to meetings, phone calls, and mindfulness practices. It seems like there’s an app for everything these days. But where are the apps for making our homes more energy-efficient in the summer?
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How to Make Money Online
With some patience, a working laptop, and a strong Wi-Fi connection, there are many different ways to make money online. The only problem is that not all of them are worth your time and effort. The internet is teeming with money-making schemes that promise full-time incomes with part-time efforts. These are the easy schemes to spot. Others may look like legitimate opportunities until you’ve sunk 20 hours into taking online surveys only to find that you made pennies compared to what they promised.
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Tips for an Affordable Last-Minute Memorial Day 2020 Weekend Getaway
Memorial Day is a holiday that most of us look forward to each year. It’s a weekend for the sun, loved ones, good food, and celebrations. It also happens to be a long weekend, and though the spirit of Memorial Day is to recognize our past and present soldiers and their sacrifices, so many of us will find ways to travel and enjoy some time away.
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20 Ways to Make Money in 2020
If you could use some extra money, you’re by no means alone. Over 44 million Americans have a side hustle. Extra hours or side jobs are common for people that are still in school, working through debt, starting a career, transitioning between jobs, or feeding a family on a limited income. For most people, extra money has become a key component in making ends meet. For others extra money could help fund a trip, or be invested in their future.
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Avoid these 5 Mistakes by Using Better Money Management
We’ve all made a financial misstep from time to time. This is especially true for people who are just starting out. The problem with money mistakes is that they can affect today’s finances and tomorrow’s, too. Even the worst money moves made in your 20’s can take months or years to fix, so it’s important to do what we can to avoid them. This will save you money, anxiety, and one of our other most precious resources: time.
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Budgeting for your Investments
As you know by now, we’re big fans of the 50/20/30 budgeting system. This particular budgeting method allocates 50% of your post-tax income toward needs like housing and food, 30% toward your wants, like Netflix and take-out, and 20% toward your investments, which speak for themselves. Focusing the majority of your money on what you need and want gives you the confidence, flexibility, and understanding you need to make the most of your budget.
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Budgeting for your Wants
The 50/20/30 budgeting system is one of the easiest and most effective budget strategies to follow. Under this method, 50% of your post-tax income goes to needs, 20% to savings or investments, and 30% to wants. Your biggest percentage should always go toward essential needs like housing, bills, and groceries. This is the easiest category to define. But the other two categories are a bit more ambiguous.
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Budgeting for your Needs
Earlier this year, we talked about a highly effective way to update or set your budget called the 50/20/30 budgeting system. As a quick reminder, this budgeting system allocates 50% of your income (after taxes are taken out) to your needs, 30% to your wants, and the remaining 20% to savings or investments. The biggest percentage goes to your needs, like your housing, bills, and food. That’s what we’ll focus on here.
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Understanding Your Stimulus Check
By now, we’re all eagerly anticipating our COVID-19 stimulus payments. With every update regarding the payments, we’re given a few answers, but it seems we finish reading with just as many questions. If you’re wondering how much you’ll receive as a result of the Coronavirus Aid, Relief, and Economic Security Act that was signed into law late last month, there’s an easy way to calculate your total and find answers to your other questions.
In Demand Jobs for the Unemployed
There has been a lot of uncertainty since COVID-19 coverage ramped up in the United States and across the rest of the world. In particular, financial uncertainty seems to fluctuate with each coronavirus-related update, and rampant layoffs and fluctuations in the market are providing a whole new set of challenges. In the short amount of time that we’ve been seeing cases accrue, a record-high number of Americans have been forced to file for unemployment.
