Get up to $800 on the spot!

Rates for:
every two weeks

Borrowing  + Interest & Fees  = Total to repay .

Your APR and payment amounts will vary based on your actual term and payment schedule. 
This example assumes you will make  payments of . The APR is .
See example schedule.

How it works:

Spotloan is a better way to borrow extra cash. It’s not a payday loan. It’s an installment loan, which means you pay down the principal with each on time payment. Borrow $300 to $800 and pay us back a little at a time.

Join over 50,000 people who have saved over $25 million



When you use a Spotloan instead of a typical online payday loan, you can save as much as 50%. There’s no nickel-and-diming with fees, no balloon payments, and no surprises.