Welcome to our new site! New look, same fast application process!

GET UP
TO $800

as soon as tomorrow!

GET UP
TO $800

as soon as tomorrow!

GET STARTED

every two weeks

Checking your rate won't affect your credit score

Based on your selection, you will make

13 payments of $126*

*Your APR and payment amounts will vary based on your actual term and payment schedule.

 
 
  • Apply online

    It takes minutes!

  • Get an answer, fast

    Instant approval status!

  • Get cash as soon as tomorrow

    Find out how

 

WE’VE HELPED

250,000+

CUSTOMERS

LOANS AVAILABLE FOR

$300-$800

AND PAY BACK

A LITTLE AT A TIME

 
 

What you should know about

Spotloan is a better way to borrow extra cash. It’s not a payday loan. It’s an installment loan, which means you pay down the principal with each on-time payment. Borrow $300 to $800 and pay us back a little at a time.

HOW IT WORKS
 

WHY ?

CAN HELP WITH EXPENSES LIKE

  • Why an Online Installment Loan?
  • How long does the application process take?
  • What if I have bad credit?
  • How do I decide if a Spotloan is right for me?

Consumers have multiple types of loans from which to choose, including home loans, car loans, credit card advances, and home equity loans. Online installment loans are designed to help when you need a short-term loan fast and have bad credit or even no credit.

Consider an online installment loan if you’re short on money, don’t have other credit options, and need help with expenses.

Learn about online installment loans

The application process is fast as it is done completely online. Most people complete the process in about 10 minutes.

Learn about online installment loans

Lenders use your credit score to determine if you’re a good or bad risk for a loan. Credit scores range from 300 to 850. The higher the number, the better your score, and the easier it is to get approved for loans. Many lenders consider consumers with scores of 620 or lower to be a bad credit risk.

If you have a bad credit score, or have not borrowed before, Spotloan can help you get money fast. No collateral is required.

Learn about online installment loans

Only you can decide if a Spotloan is right for you.

Banks, credit cards, or even friends and family may be able to offer you better loan terms. We encourage you to check with them before you apply for a Spotloan.

Learn about online installment loans

 

SpotloanSM is a brand owned by BlueChip Financial, a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian Tribe. BlueChip is located on and operates within the Tribe’s reservation.

LEARN MORE

Please note: This is an expensive form of credit and is intended only for short-term financial needs. Spotloans are designed to help you deal with emergencies such as rent, medical bills, car repairs, or expenses related to your job. Spotloans are not intended to solve longer-term credit or other financial needs, and alternative forms of credit may be better for you, including borrowing from a friend or relative; using a credit card cash advance; taking out a personal loan; or using a home equity loan or savings. Contact one of our relationship managers to discuss if a Spotloan is right for you.