Get up to $800 on the spot!

Rates for:
every two weeks


Your APR and payment amounts will vary based on your actual term and payment schedule. 
Based on your selection above, you will make  payments of .
See example schedule.

How it works:
  • 1.Apply Online
  • 2.Get an answer fast
  • 3.Get cash as soon as tomorrow

Spotloan is a better way to borrow extra cash. It’s not a payday loan. It’s an installment loan, which means you pay down the principal with each on time payment. Borrow $300 to $800 and pay us back a little at a time.

Why Spotloan Online Loans?

Why an Online Installment Loan?

Consumers have multiple types of loans from which to choose, including home loans, car loans, credit card advances, and home equity loans.

Online installment loans are designed to help when you need a short-term loan fast and have bad credit or even no credit. Consider an online installment loan if you’re short on money, don’t have other credit options, and need help with expenses including…

Everyone faces unexpected events. With a Spotloan, you can get the money you need fast to bounce back.

Can I Get a Spotloan if I Have Bad Credit?

Lenders use your credit score to determine if you’re a good or bad risk for a loan. Credit scores range from 300 to 850. The higher the number, the better your score, and the easier it is to get approved for loans. Many lenders consider consumers with scores of 620 or lower to be a bad credit risk.

If you have a bad credit score, or have not borrowed before, Spotloan can help you get money fast. No collateral is required.

Join more than 250,000 Spotloan customers who found a better way to borrow cash



"Truly a painless process. No belittling… no embarrassment… no judgment. Just plain old fashioned help when you need it." - Andrea P.