CAREERS

 

Overview

 BlueChip Financial, dba Spotloan, provides a short term loan product designed to help the unbanked and underbanked gain access to credit at a cost to the consumer at close to half of the competition. Spotloan has helped revolutionize the way people get access to emergency capital. It teams with some of the most sophisticated FinTech vendors in the world using machine learning and big data fraud detection and underwriting models. Since its establishment in 2012 Spotloan has provided almost half a million loans to hundreds of thousands of Americans in need. BlueChip Financial is a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian Tribe.

 

Loan Servicing Manager

As Loan Servicing Manager, you will partner with senior members of our operations teams in support of three primary activities -- loan servicing, vendor management, and accounting.

To succeed, you will bring an incredible detail orientation and organizational skills and possess the ability to think logically and analytically.  You should have a demonstrable track-record of success in some capacity; related business experience in the financial arena is nice but not a prerequisite.

Responsibilities:

Provide Loan Servicing support:

  • Drive continued improvement in processing transactions, and implement more efficient ways of assessing data quality
  • Leads a small loan servicing team of three or more loan servicing agents who manage the transaction process, both loan disbursements and loan payments, to make sure that customers receive their funds and that we are billing them correctly
  • Run reports to drive the transfers of funds and to lead to loan servicing process improvements
  • Support the call center agents for a variety of actions (refunds, settlements, etc.)

Assist with Vendor Management activities:

  • Work with Legal, Accounting, and department managers to develop internal vendor management processes and policies
  • Assist with research on vendor management platforms
  • Once a platform is selected, help integrate it into the vendor management process

Act as a backup to our Accounting department:

  • Assist the accounting team with expense reporting, QuickBooks, bank reconciliations, data processing
  • Maintain the accounting calendar for tax and other regulatory filings
  • Assist Accounts Payable, including coding, entry, and vendor outreach and management

Qualifications include:

  • Intermediate to Advanced level of proficiency with Microsoft Excel is a must; SQL and/or R experience is a plus; Qualified candidates will test Excel skills before advancing to next interview round.
  • Bachelor’s degree in business, finance, and/or a strong interest in these domains; Relevant experience in lieu of education will be considered
  • Ability to think logically and analytically; an eye for data quality
  • Strong interpersonal and communication skills are an absolute must
  • Management and training experience is preferred
  • Ability to work in a fast-paced, collaborative environment
  • Demonstrated track record of success in some capacity
  • Loan servicing or financial services experience is a plus
  • Accounting experience or exposure is a plus
  • Will consider remote candidates open to traveling to Belcourt, ND as needed

 

General Counsel

BlueChip Financial, dba Spotloan, provides a short term loan product designed to help the unbanked and underbanked gain access to credit at a cost to the consumer at close to half of the competition. Spotloan has helped revolutionize the way people get access to emergency capital. It teams with some of the most sophisticated FinTech vendors in the world using machine learning and big data fraud detection and underwriting models. Since its establishment in 2012 Spotloan has provided almost half a million loans to hundreds of thousands of Americans in need. BlueChip Financial is a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian Tribe.

In this role you will:

  • Manage the company’s internal legal function and staff
  • Manage all outside counsel
  • Advise executives on contract status, legal risks, and business terms of various deals
  • Provide assistance with strategic partnerships
  • Provide continuing guidance on legal implications of all matters, and develop solutions to complex legal questions
  • Provide assistance with financing and equity deals
  • Keep abreast of legal and regulatory changes that may affect the company and its strategic goals
  • Ensure that the company operates in compliance with applicable laws and regulations
  • Guide the development of corporate policies and procedures
  • Manage and ensure the protection of the company’s IP portfolio
  • Manage and supervise any litigation involving the company
  • Provide training to company employees on substantive legal topics
  • Understand the underbanked / alternative financial services market and competitive landscape

We are looking for:

  • Law degree from a top tier program
  • Financial services experience with a focus on lending.
  • Any US state’s Bar admission in good standing (preferred)
  • Ability to organize, prioritize, and manage multiple projects effectively in a dynamic, fast-paced environment
  • Superior written and verbal communication skills that resonate with different audiences, both legal and non-legal; must communicate well without sounding like a lawyer
  • Ability to build and maintain strong relationships
  • Flexibility to travel up to 50% of the time

Interested in a position? Reach out to us below!

 
 

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SpotloanSM is a brand owned by BlueChip Financial, a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian Tribe. BlueChip is located on and operates within the Tribe’s reservation.

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Please note: This is an expensive form of credit and is intended only for short-term financial needs. Spotloans are designed to help you deal with emergencies such as rent, medical bills, car repairs, or expenses related to your job. Spotloans are not intended to solve longer-term credit or other financial needs, and alternative forms of credit may be better for you, including borrowing from a friend or relative; using a credit card cash advance; taking out a personal loan; or using a home equity loan or savings. Contact one of our relationship managers to discuss if a Spotloan is right for you.