Since its establishment in 2012 Spotloan has provided almost half a million loans to hundreds of thousands of Americans in need. BlueChip Financial is a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian Tribe. BlueChip Financial, dba Spotloan, provides a short term loan product designed to help the unbanked and underbanked gain access to credit at a cost to the consumer at close to half of the competition.
Spotloan has helped revolutionize the way people get access to emergency capital. It teams with some of the most sophisticated FinTech vendors in the world using machine learning, big data fraud detection and underwriting models.
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SpotloanSM is a brand owned by BlueChip Financial, a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian Tribe. BlueChip is located on and operates within the Tribe’s reservation.
Please note: This is an expensive form of credit and is intended only for short-term financial needs. Spotloans are designed to help you deal with emergencies such as rent, medical bills, car repairs, or expenses related to your job. Spotloans are not intended to solve longer-term credit or other financial needs, and alternative forms of credit may be better for you, including borrowing from a friend or relative; using a credit card cash advance; taking out a personal loan; or using a home equity loan or savings. Contact one of our relationship managers to discuss if a Spotloan is right for you.