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Financial Education

payday loans

Showing all blogs in the category

How Spotloan Works - Infographic

July 20, 2022

A Guide to Online Loans: What to Look for and How to Avoid Deceptive Lenders

June 7, 2022

10 Questions to Ask Same Day Lenders Before Accepting a Loan

April 26, 2022

Is Getting a Loan Online Safe?

September 15, 2021

How Do I Know When I’m Borrowing Enough Money?

June 22, 2021

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Spotloans are designed to help you deal with emergencies such as rent, medical bills, car repairs, and expenses related to your job. Spotloans are not intended to solve longer-term credit or other financial needs, and alternative forms of credit may be better for you, including borrowing from a friend or relative, using a credit card cash advance, taking out a personal loan, or using a home equity loan or savings. Contact our customer service team by email at [email protected] or by phone at 888-681-6811 to discuss if a Spotloan is right for you.

Spotloan is a brand owned by BlueChip Financial ("BlueChip"), a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian tribe (the "Tribe"). BlueChip is located on, operates within, and originates and services loans from the Tribe’s reservation. Though Spotloans are available to residents of certain states, consumers should know that BlueChip’s lending license is issued by the Tribe's Lending Commission, and not by the states in which its consumers may reside. Although the visitation is electronic, consumers are coming on to the Tribe’s reservation and subject to the Tribe’s jurisdiction to obtain a Spotloan.

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