According to Google, it is believed that 73% of smartphone users have used an app to manage their finances in the past month. And when you consider the many benefits, it’s easy to see why. Financial apps cover everything from mobile banking and making money to saving and investing.

In recent years, another trend has been growing: money-saving apps. They’re designed to help us save on the everyday purchases that we used to spend hours clipping coupons for. It’s time to put the scissors down and download one or more of the best-rated money-saving apps.

The Best Coupon Apps

The best couponing apps can change from year to year with the rise of newcomers. It can also vary depending on certain individual factors. For example, where you shop and what you shop for can alter your experience.

As of this year, this list contains many of the most popular and highly rated money-saving apps:

  • Ibotta
  • Fetch Rewards
  • RetailMeNot
  • Rakuten (formerly known as Ebates)
  • Target’s Cartwheel
  • CamelCamelCamel

Note, some of these apps may have a cost associated with them. Thus, it is best to always look at the benefit that you will get out of the app compared to the cost, and to make a decision from there.


Ibotta is considered one of the very best apps for saving money on groceries. This app is the modern-day grocery store circular. First, search for and save your favorite stores in the app. Then, browse by item popularity or department to earn cashback on items you were planning on buying anyway.

Ibotta even offers cashback on beer, wine, and other adult beverages, which isn’t the case with some others. The third and final step involves scanning barcodes and receipts when you get home. Once you reach the minimum payout, they’ll let you cash out via PayPal.

Fetch Rewards

Fetch Rewards is similar to Ibotta in that it offers you cashback on everyday items, including groceries. But with this one, all you have to do is upload your receipt to the app to earn points. No searching and saving offers or scanning barcodes when you get home.

Since they both provide cash back on groceries and are each highly-rated, why not use them together? Keep scanning those receipts until you earn enough points to cash out for one of the many gift card options they offer on Fetch Rewards.


RetailMeNot is a favorite among online shoppers. Their website helps you find online coupons and promo codes, and the app provides access to more than 200,000 deals across 15,000 stores. They also have an in-store cashback feature. You can redeem your earnings through Venmo or PayPal.


Most of us can’t make it out of Target without at least an extra armful of items. Luckily, there’s an app for that. Target’s Cartwheel app lets you filter, save, and use in-store Target coupons right on your phone. Type in specific items or browse different categories to find deals.

One of the best things about the Target app is that you can reuse coupons until they expire, and you can add up to 50 offers at a time. Rather than waiting for cashback to roll in, you see the savings right at the register. All you need in order to use this app is a free Target account.


CamelCamelCamel is a money-saving app that acts as a price tracking tool for Amazon purchases. They give you detailed charts and the price history of just about every product sold through Amazon.

Since Amazon’s prices fluctuate, having this information handy will help you compare current prices to previous trends. This way, you know when you’re getting a good deal or when to wait until the price comes back down.

Apps for Stowing, Growing, and Budgeting

Saving money is great, but it’s only half the equation. What comes next is deciding what to do with it. Thankfully, there are plenty of apps to help with that, too. If you’re working on maintaining or building your budget, these are some of the best ones to use:

  • PocketGuard - for a simplified snapshot of your overall budget.
  • Mint - for budgeting and credit monitoring.
  • EverDollar - for fans of the zero-based budget.
  • Honeydue - for joint budgets.