Written by Spotloan

Whether you enjoy making new year's resolutions or not, the new year can create motivation to try new things and lead to changes to your life. Many individuals choose to make resolutions after reflecting on the previous years. Now is a great time to reflect and build new goals around those reflections for the coming year.

Reflect on The Challenges You Faced This Year

Everyone experiences some bumps in the road. The first part to outlining your accomplishments is to recognize what you faced this year. This could be anything from finding a place to live to unexpected costs arising. It is important to understand that we all face challenges, sometimes even in our daily lives. Challenges can be big or small, but do not define who you are. These challenges you face also should be nothing to be ashamed of. How you handle these challenges is all that really matters.

Commend Yourself on How You Overcome Those Challenges

Now is the time to pat yourself on the back. You did it! Even though you were faced with challenges, you were able to overcome them. Take note on how you specifically overcame those challenges or how you would do something differently in the future. It is important to remember that even if you did not come out on top when faced with a challenge, that does not mean that you shouldn't still commend yourself. Challenges can take a toll on us, both mentally and physically. Remaining strong, persevering on, and staying optimistic are reasons enough to be proud of yourself.

Determine Your Biggest Accomplishment(s) This Year

As part of your reflection process, go through some achievements that you are proud of or some accomplishments that you had. If you are having trouble thinking of some, you could always ask your friends and family to help out. Accomplishments look different from person to person. Something that you might include in your list, another person may not. As long as you see it as an accomplishment, then that is all that matters. Consider things like starting a budget, meeting up with friends more, or graduating from school to add to your list. There is no accomplishment that is too small or too large to be accounted for!

Reflect on What You are Grateful For

During the hustle and bustle of the holiday season, it can be easy to overlook what this time is actually about; being grateful for what we have. While you might assume that the things you are grateful for have to be grandiose, you would be mistaken. You can express gratitude for almost anything and everything you have in your life, including your friends, family, and your good health. If you are having trouble coming up with what to be grateful for, check out these ideas on what to be thankful for this Thanksgiving season!

Set Some Goals for 2023

Now's the time to begin outlining some goals for 2023. Reflect on this past year and take note of what you are happy with, as well as some things that you'd like to improve upon. The most important aspect of goal setting is to make goals that are attainable. This means that your goals might look different from the goals of people around you. Consider setting both long-term and short-term goals for yourself for the upcoming year. If you need some new year's resolutions ideas for 2023 check out this article.

Spotloan: A Smarter Way to Borrow

The new year will bring new changes to your life. While it is important to celebrate your accomplishments from this previous year, it is also important to set forth new goals and be prepared for this upcoming year. Our team recognizes the unique challenges that individuals face, and provide a lending solution that meets clients right where they are. Potential clients are able to easily fill out the online application to see if they qualify within minutes. Fill out the application today to see if you qualify!