888-681-6811

Privacy policy

Facts
What does spotloan do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and checking account information
  • transaction history and income
  • credit history and account balances
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Spotloan chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
Does Spotloan share?
Can you limit this sharing?
For our everyday business purposes –

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes
No
For our marketing purposes –

to offer our products and services to you

Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates’ everyday business purposes –

information about your transactions and experiences

Yes
No
For our affiliates’ everyday business purposes –

information about your creditworthiness

Yes
Yes
For our affiliates to market to you
Yes
Yes
For nonaffiliates to market to you
Yes
Yes
To limit our sharing
  • Call 888-681-6811, and our menu will prompt you through your choices.
Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?
Call 888-681-6811 or go to www.spotloan.com
Who are we
Who is providing this notice?
BlueChip Financial
What do we do
How does Spotloan protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Spotloan protect my personal information?
We collect your personal information, for example, when you
  • apply for a loan
  • provide account information or give us your contact information
  • give us your income information

We also collect your personal information from others, such as credit bureaus, affiliates, and/or other companies.

Why can’t I limit all sharing?
Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market you
  • sharing for nonaffiliates to market you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • We have no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • Nonaffiliates we share with can include lenders; and marketing, collections, and other loan-related service providers.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners can include lenders and other loanrelated service providers.
Other important information
N/A