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Spotloan is a better way to borrow extra cash. It’s not a payday loan. It’s an installment loan, which means you pay down the principal with each on-time payment. Borrow $300 to $800 and pay us back a little at a time.HOW IT WORKS
Unlike payday loan agencies, at Spotloan you are able to pay us back over months, not weeks. Take as long as 10 months or pay us sooner and save on interest, it's up to you!
Consumers have multiple types of loans from which to choose, including home loans, car loans, credit card advances, and home equity loans. Online installment loans are designed to help when you need a short-term loan fast and have bad credit or even no credit.
Consider an online installment loan if you’re short on money, don’t have other credit options, and need help with expenses.
The application process is fast as it is done completely online. Most people complete the process in about 10 minutes.
Lenders use your credit score to determine if you’re a good or bad risk for a loan. Credit scores range from 300 to 850. The higher the number, the better your score, and the easier it is to get approved for loans. Many lenders consider consumers with scores of 620 or lower to be a bad credit risk.
If you have a bad credit score, or have not borrowed before, Spotloan can help you get money fast. No collateral is required.