FAQ

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APPLYING FOR A LOAN

  • How do I qualify for a Spotloan?
  • Where are Spotloans available?
  • When will I know if my Spotloan is approved?
  • Why do you need to call me?
  • When do I get my money?

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

 

Understanding the cost of a Spotloan

  • What is the interest on a Spotloan?
  • How do Spotloans compare to payday loans?
  • How do I decide if a Spotloan is right for me?

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

 

Paying off your loan

  • How can I make a payment?
  • What if I can’t make my next payment?

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

 

Working with Spotloan

  • How can I reach my Relationship Manager?
  • How do I contact Spotloan?

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

 

Your Information

  • What is your privacy policy?
  • Why do you need my bank account information?
  • What is a qualifying bank account?
  • What happens if my loan doesn’t go to the right bank account?
  • Do you check my credit?
  • How does the credit check work?
  • Why is Spotloan calling my friends and family?

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

 

Spotloan Terms of Service

  • What are the terms of service on my Spotloan?
  • What happens if I make a late payment?
  • What happens if I don’t pay off my loan?
  • What’s your policy on responsible lending?
  • What fees are associated with a Spotloan?
  • What’s your renewal policy?
  • How does Spotloan comply with state and local regulations on short-term loans?
  • You are not licensed in my state. Does that mean I don’t have to repay my Spotloan?

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

To apply for a Spotloan, you’ll need:

  • A job or other regular source of income
  • A checking or savings account
  • A valid email address and phone number
  • To be at least 18 years old

Once you apply for a Spotloan, we’ll be able to tell you whether or not you qualify for a Spotloan.

 
 
 

EASY APPLICATIONS. FAST APPROVALS. GREAT LOANS.

GET STARTED

SpotloanSM is a brand owned by BlueChip Financial, a tribally-owned entity organized under and governed by the laws of the Turtle Mountain Band of Chippewa Indians of North Dakota, a federally recognized Indian Tribe. BlueChip is located on and operates within the Tribe’s reservation.

LEARN MORE

Please note: This is an expensive form of credit and is intended only for short-term financial needs. Spotloans are designed to help you deal with emergencies such as rent, medical bills, car repairs, or expenses related to your job. Spotloans are not intended to solve longer-term credit or other financial needs, and alternative forms of credit may be better for you, including borrowing from a friend or relative; using a credit card cash advance; taking out a personal loan; or using a home equity loan or savings. Contact one of our relationship managers to discuss if a Spotloan is right for you.