Due to COVID-19, Spotloan has temporarily updated our Phone Support hours as follows:

Monday - Friday 8:00 a.m. CT - 6:30 p.m. CT, Saturday 9:00 a.m. CT - 6:00 p.m. CT.

FINANCIAL EDUCATION

What You Should Know about Retirement Plans

With most Americans looking to retire by age 67, it seems that many are not yet on track to provide for a comfortable retirement. According to a TD Ameritrade study from earlier this year, most Americans still have a ways to go in securing their financial future. In many cases, Americans aren’t sure what type of retirement plan to invest in.

LEARN MORE

Money Tips for Those Nearing Retirement

While the traditional “retirement age” is 66, there’s no one-size-fits-all retirement age or plan. You may want to retire early or continue to work beyond the traditional age. This is a personal choice and event that deserves careful consideration and a comprehensive plan at any age. When you’re nearing your retirement age, there are a few things to keep in mind.

LEARN MORE
Jul 9, 2020 3:00:00 AM Debt, Budget, Investments

What to Consider Before Cashing Out Your 401(k) Due to COVID-19

Certain changes under this year’s Coronavirus Aid, Relief, and Economic Security (CARES) Act are allowing struggling individuals to withdraw from their 401(k) before 59½, without incurring the same penalties that they would’ve faced a year ago. For many people who are struggling through this economic crisis, these changes may look like the answer to all of their problems. But there are a few things to consider before cashing out that 401(k), even with the reduced penalties.

LEARN MORE

EASY APPLICATIONS. FAST APPROVALS. GREAT LOANS.

GET STARTED