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Jun 2, 2020 2:38:54 PM Savings Tips & How To's, Budget

How to Make Your Home More Energy Efficient in the Summer

In today’s technology-driven age, it’s becoming increasingly easy to find ways to live more efficiently. We have apps that track our steps and make sure we get enough exercise. Other apps remind us to stretch and drink water, and others still alert us to meetings, phone calls, and mindfulness practices. It seems like there’s an app for everything these days. But where are the apps for making our homes more energy-efficient in the summer?

May 26, 2020 2:01:50 PM Jobs, Budget, Making Money

How to Make Money Online

With some patience, a working laptop, and a strong Wi-Fi connection, there are many different ways to make money online. The only problem is that not all of them are worth your time and effort. The internet is teeming with money-making schemes that promise full-time incomes with part-time efforts. These are the easy schemes to spot. Others may look like legitimate opportunities until you’ve sunk 20 hours into taking online surveys only to find that you made pennies compared to what they promised.

May 19, 2020 2:45:37 PM Coronavirus, Budget, Travel

Tips for an Affordable Last-Minute Memorial Day 2020 Weekend Getaway

Memorial Day is a holiday that most of us look forward to each year. It’s a weekend for the sun, loved ones, good food, and celebrations. It also happens to be a long weekend, and though the spirit of Memorial Day is to recognize our past and present soldiers and their sacrifices, so many of us will find ways to travel and enjoy some time away.

May 5, 2020 3:00:00 AM Savings Tips & How To's, Debt, Budget

Avoid these 5 Mistakes by Using Better Money Management

We’ve all made a financial misstep from time to time. This is especially true for people who are just starting out. The problem with money mistakes is that they can affect today’s finances and tomorrow’s, too. Even the worst money moves made in your 20’s can take months or years to fix, so it’s important to do what we can to avoid them. This will save you money, anxiety, and one of our other most precious resources: time.

Apr 28, 2020 3:00:00 AM Savings Tips & How To's, Debt, Budget

Budgeting for your Investments

As you know by now, we’re big fans of the 50/20/30 budgeting system. This particular budgeting method allocates 50% of your post-tax income toward needs like housing and food, 30% toward your wants, like Netflix and take-out, and 20% toward your investments, which speak for themselves. Focusing the majority of your money on what you need and want gives you the confidence, flexibility, and understanding you need to make the most of your budget.

Apr 21, 2020 3:00:00 AM Savings Tips & How To's, Debt, Budget

Budgeting for your Wants

The 50/20/30 budgeting system is one of the easiest and most effective budget strategies to follow. Under this method, 50% of your post-tax income goes to needs, 20% to savings or investments, and 30% to wants. Your biggest percentage should always go toward essential needs like housing, bills, and groceries. This is the easiest category to define. But the other two categories are a bit more ambiguous.

Apr 14, 2020 3:00:00 AM Savings Tips & How To's, Debt, Budget

Budgeting for your Needs

Earlier this year, we talked about a highly effective way to update or set your budget called the 50/20/30 budgeting system. As a quick reminder, this budgeting system allocates 50% of your income (after taxes are taken out) to your needs, 30% to your wants, and the remaining 20% to savings or investments. The biggest percentage goes to your needs, like your housing, bills, and food. That’s what we’ll focus on here.